Best Internet Savings Accounts Rates
The best Internet savings accounts will offer the top rates, but also offer security and a guarantee of no losses up to a certain amount. One of the benefits of Internet savings accounts is the convenience offered, but there are many of them out there and they all offer various rates and certain account rules or restrictions.
One of the top accounts in the USA is with Flagstar Direct, and this account features a rate of one point one one percent. Open up your money today and let it fly with Flagstar Direct. One of the best Internet savings accounts, Flagstar Direct offers high returns with the added convenience of being online. With low to no minimum balances, free ATM access, monthly compounded interest and free identity theft protection services, Flagstar Direct is your savings account enthusiast. Their goal is to make certain you are receiving the most for your money, and that it is working for you effortlessly and efficiently. Their savings account provides a direct deposit option so funds can start working immediately. This company want you to know that you are receiving first-rate service from an FDIC-insured institution that seeks to help you maximize on your investments.
Another of the best Internet savings accounts with an online bank is Everbank, which offers one point zero one percent interest for an online savings account. At Everbank, these guys take the guesswork out of savings accounts. One of the leading and best Internet savings accounts, an Everbank savings account is ever-increasing your returns and ever-expanding your expectations. With a minimum opening deposit of $1,500, they promise a fiscal interest rate that will satisfy your monetary expectations. Everbank will make certain to keep the yield on your account in the top 5% of competitive accounts. This is what makes our approach to money, different from others. They know you want confidence in your bank, and at Everbank, they guarantee you will have stable backing for your savings account. Forward-looking and forward-thinking, Everbank promises a professional approach to your savings needs through our highly skilled professionals.
It is very easy to open savings account online, with no hassles and fast account activation. Discover Bank offers an online account which gives you one point one five percent interest. Move your money and discover the advantage with a Discover Bank savings account. The best Internet savings account you can find, Discover Bank has a 1.00% APY, offers a low opening deposit with no minimum balance and takes your money farther than you ever thought it could go. A banking specialist is available to answer any questions you have 24 hours a day, seven days a week. This ensures you get to know your bank as they want to become your lifetime banking partner. Discover APY rates are higher than many other banks because they believe in our consumers discovering how money can work for them, not against them. Discover Bank savings accounts have no market risk attached, and you have complete access to your funds whenever you need them with a competitive rate over 5 times the national average according to Informa Research Services.
Smarty Pig is an online institution which offers you a 1.35 % rate, and also has FDIC insurance on deposits up to a specified amount. At SmartyPig, they have a goal is to help consumers reach their financial goals. Their best Internet savings accounts provide the avenue you need for financial rewards and personal satisfaction. They promise to help you earn cash back savings that make your money reach to the affluent sky. Each of their saving accounts are FDIC backed providing you with a safe and smart online savings account where you have complete control of your money to buy the things and do the things that matter the most to you. SmartyPig helps you replace the “buy-now-pay-later” approach with a “save-then-spend” attitude so that you always have funds available for a rainy day or those unexpected expenses. Their interest rate is 1.095% currently, thereby adding to your more money oinks piggy bank.
All of the best Internet savings accounts have no fees, as well as the top rates, so that your account does not cost you money each month. Instant access savings accounts allow you to access your money instantly once it is transferred into your online account.
No matter which one of the best Internet savings accounts you choose make sure to do all of the necessary research and account comparisons. Many banks offer freebies to draw customers in, but offer lower rates or many restrictions which make these accounts less than ideal. Using a savings account calculator can help you choose the right online account for your circumstances and also help you meet your financial goals at the same time. Foreign or offshore accounts may offer higher rates, but these accounts can also carry many risks and may not have any insurance to protect you against any losses that may occur.